DREW BEDFORDKELLER WILLIAMS CORNERSTONE REALTY

S Marion County · Near The Villages · All ages

Summerfield, Ocala, FL: Homes, Living & Real Estate Guide

Drew Bedford
By Keller Williams Cornerstone RealtyPublished

An unincorporated south Marion County community along US 301 near The Villages, with a mix of 55+ golf communities, family neighborhoods and rural homes in ZIP 34491.

1885post office opened
31,545ZIP-area residents
$273,915median sale price
34491primary ZIP code
74median days on market
20miles to Ocala

Location

Where it is

Summerfield is an unincorporated community in south Marion County, near the intersection of US 301 and County Road 475A. It sits south of The Villages toward Ocala and is part of the Ocala metro area.

Because Summerfield isn't a city, Marion County handles zoning, roads and most services. The mailbox may say Summerfield even when a home sits inside a gated 55+ community or, in a few cases, inside a Marion County portion of The Villages that shares ZIP 34491 — so always check the parcel, the tax bill and any amenity or bond fees.

History

A short history

A post office called Summerfield has operated since 1885. The community is named for Col.

Adam G. Summer, a cattleman and landowner who settled a large plantation called Watula, or Long Hammock, in the 1850s and imported Brahman cattle after the Civil War.

The settlement was once called Whitesville after Charles H. White, who opened an early general store.

After the railroad routed through the area, the name changed to Summerfield in 1888 in honor of Colonel Summer.

Nearby

Living next to The Villages

Many buyers start by touring The Villages and then look at Summerfield for lower monthly fees or more lot choices. Summerfield addresses are often outside The Villages' bond and amenity-fee structure, but "often" isn't good enough — confirm the parcel before you write an offer.

Inside Summerfield you'll find family subdivisions, rural acreage, mobile-home communities and large gated 55+ neighbors like Stonecrest and Spruce Creek Golf & Country Club. Golf-cart access to shopping is common in those gated communities; it is not automatic for every Summerfield street.

Amenities

What nearby living looks like

55+ neighbors, family streets and rural lots share one ZIP.

Near The Villages

South of the main Villages squares toward Ocala.

Mixed housing

55+ communities, family subdivisions and acreage.

Stonecrest & Spruce Creek

Large gated 55+ neighbors with Summerfield addresses.

US 301 corridor

Main route to Belleview, Ocala and Wildwood.

Harbour View Elementary

Serves many local PreK–5 students.

Rolling south county

Hills, oaks and a quieter pace than central Ocala.

Community details from public sources listed at the bottom of the page. Confirm fees on any specific home.

Market

Home prices and the market

Median sale price$273,915ZIP 34491, 3 months ending Sept. 2026
Price per sq ft$184Median, Redfin
Days on market74Median, down from 81 a year earlier

Redfin figures for ZIP 34491, which mixes product types. Sources are listed at the bottom of the page.

Redfin puts ZIP 34491's median sale price at $273,915 for the 3 months ending September 2026, down 6.7% from a year earlier, at a median of $184 per square foot. Homes took a median of 74 days to sell, compared with 81 days a year earlier.

That ZIP mixes 55+ resales, conventional single-family homes and some Villages parcels, so medians blur different products. Compare recent sales of the same type of home on the same kind of street, and ask whether HOA, POA, CDD or Villages fees apply.

Schools

Schools

Harbour View Elementary in Summerfield serves many local PreK–5 students. Other Marion County elementary, middle and high schools cover the rest of the ZIP depending on the address.

Confirm zoning with Marion County Public Schools before you buy, especially if you're comparing homes on opposite sides of US 301.

Commute

Getting around

US 301 is the main north–south route, linking Summerfield to Belleview and Ocala to the north and The Villages / Wildwood area to the south. Everyday shopping clusters along US 301 and nearby connectors, and many 55+ residents use golf carts inside their communities for short trips.

Who it fits

Who Summerfield fits

It's a great fit if you want to be near The Villages without automatically paying Villages fees, or if you like the mix of 55+ golf communities and conventional neighborhoods in one ZIP. If you want a small incorporated city with its own lake park, compare Belleview.

If you already know you want gated 55+ living, start with Stonecrest or Spruce Creek.

Is it right for you?

Pros and cons

Pros

  • Near The Villages without automatically paying Villages fees
  • Median sale price of $273,915 in ZIP 34491
  • Mix of 55+ communities, family neighborhoods and acreage
  • US 301 access to Belleview, Ocala and Wildwood
  • Homes taking a median of 74 days, so buyers can negotiate

Cons

  • Unincorporated — Marion County is the local government
  • ZIP 34491 mixes very different home products
  • HOA, POA, CDD and Villages fees vary by parcel
  • Want a small city with a lake park? See Belleview
  • Already set on gated 55+? See Stonecrest

Location

Summerfield on the map

SummerfieldOcala area, Marion County, FL

Open in Google MapsDrag to pan; right-drag or two fingers to tilt and rotate. Imagery © Esri, Maxar, Earthstar Geographics; map © OpenFreeMap, © OpenStreetMap contributors.

Selling in Summerfield

Thinking of selling in Summerfield? Get your home value

Buyers often compare Summerfield listings with The Villages and with Belleview. I'll separate what your home actually carries — HOA or POA dues, any CDD, whether a Villages bond or amenity fee applies — and price it against recent sales of the same product type so the comps stay honest.

I'll pull recent Summerfield sales and give you a realistic price range for your home, free and with no obligation.

Get your home value

Homes for Sale in Summerfield

Live listings coming soon

I'm setting up live MLS search for Summerfield. Until then, tell me what you're looking for and I'll send you every matching home as soon as it hits the market.

FAQ

Summerfield FAQ

Where is Summerfield, FL?

An unincorporated community in south Marion County near US 301 and County Road 475A, south of The Villages and about 20 miles southeast of Ocala. Source

Is Summerfield part of The Villages?

No. Summerfield is a separate Marion County community. Part of The Villages in Marion County does share ZIP 34491, so always check the parcel and tax bill. Source

What is the median home price in Summerfield?

Redfin reports a median sale price of $273,915 for ZIP 34491 for the 3 months ending September 2026, down 6.7% year over year, at about $184 per square foot. Source

How many people live in Summerfield?

ZIP-codes.com puts about 31,545 residents across Summerfield ZIP codes. There is no separate Census city population because Summerfield is unincorporated. Source

What ZIP code is Summerfield?

34491 is the standard ZIP; 34492 is a P.O. Box ZIP. Some Villages addresses also use 34491. Source

Does every Summerfield home have an HOA?

No. Many rural and older homes have none, while gated 55+ communities have monthly POA or HOA dues. Confirm fees for the specific home. Source

What 55+ communities are in Summerfield?

Stonecrest and Spruce Creek Golf & Country Club are two of the larger gated 55+ communities with Summerfield addresses. Source

What schools serve Summerfield?

Harbour View Elementary serves many local PreK–5 students. Other Marion County schools cover the ZIP by address — confirm zoning before you buy. Source

How far is Summerfield from Ocala?

About 20 miles, depending on the exact street. Belleview sits between Summerfield and central Ocala on US 301/441. Source

How long do homes take to sell in Summerfield?

Redfin's median for ZIP 34491 was 74 days on market for the 3 months ending September 2026, down from 81 days a year earlier. Source

Nearby communities

Sources

Drew Bedford, REALTOR®, Keller Williams Cornerstone Realty, 1918 SE 17 St, Ocala, FL 34471. Florida license # SL3588936. Each Keller Williams office is independently owned and operated. Information on this page comes from the public sources listed above, was gathered in October 2026, and is believed reliable but not guaranteed. Equal Housing Opportunity.