Homes for Sale in Stone Creek, Ocala FL

Stone Creek quick facts

Location	SW Ocala, SR 200 corridor, ZIP 34481
Builder	Del Webb (Pulte Group); homes built 2006 to present
Type	55+ active-adult golf community
Gated	Yes
Planned size	Up to about 3,800 homes
HOA dues	$250/mo Classic & Estate series; $395.50/mo Garden series; $727.79/mo Villas
HOA covers	Common-area maintenance, trash removal and security; lawn care depends on the series
Golf	18 holes designed by Terry Doss on 187 acres, 7,200 yards from six tee boxes
Price range	High $200Ks to mid $500Ks; new plans from $356,990

Fees and rules change. Confirm the current figures for any specific home before you make an offer.

Why buyers short-list Stone Creek

Stone Creek is the Del Webb community in Ocala, and that name brings buyers from all over the country. Construction started in 2006 and is still going, with plans for up to about 3,800 single-family and attached homes, ranging from two-bedroom villas to five-bedroom estate homes.

Everything centers on Reflection Bay, a 29-acre, 60,000-square-foot amenity complex. The Reunion Center has a ballroom with a stage, billiards, a card room and a craft room with a kiln. The Elan Spa building has the fitness center, an aerobics and dance studio, massage rooms, and an indoor lap pool and spa. Outside there's a beach-entry pool, a softball field, tennis, pickleball and bocce courts, and a catch-and-release fishing lake.

The golf course

The 18-hole course was designed by Terry Doss and sits on 187 acres. It plays up to 7,200 yards from six sets of tees, with water on 11 of the 18 holes. If you play from the forward tees it's friendly; from the tips it's a real test. That range is one reason serious golfers often compare Stone Creek with On Top of the World, which spreads play across three courses.

HOA dues depend on which series you buy

This is the detail I see trip people up. Stone Creek doesn't have one HOA number. Published figures show $250 a month for the Classic and Estate series, $395.50 for the Garden series, and $727.79 for the Villas. The Classic and Estate homes don't include lawn care, so add that to your budget. The higher Villa fee bundles more exterior upkeep.

When you compare Stone Creek with other 55+ communities, line up the total monthly cost, not just the headline fee. I'm happy to build that comparison for any two homes you're considering.

What homes cost

55places puts the range at the high $200Ks to the mid $500Ks. On the new-construction side, Del Webb's design preview currently lists plans like the Prosperity from $356,990 and the Renown from $460,990, before options and lot premiums. Resales give you a finished yard and no wait, often at a lower price per square foot; new builds let you pick finishes.

For sellers, the newest phases set buyer expectations on finishes, so condition and updates carry a lot of weight in pricing a resale here.

Life outside Reflection Bay

Beyond the main campus, 55places lists miles of walking and biking trails, a demonstration kitchen, a library, golf practice facilities and a putting green, picnic areas and an on-site restaurant, plus a full-time activity director who runs the calendar. Day to day, it's about 30 miles to the Gulf of Mexico and roughly 90 minutes to the Orlando theme parks, which is handy when grandkids visit.

Stone Creek is split into many named neighborhoods, such as Bridlewood, Saratoga, Solaire, Sundance, Pinebrook and Santa Fe. Recent Stellar MLS listings show fees ranging from about $3,185 a year in some neighborhoods to over $8,700 in the maintenance-heavy villa sections, which lines up with the series pricing above.

Selling in Stone Creek

Resale buyers here almost always tour the Del Webb models first, so they arrive with new-construction prices and finishes in mind. A resale wins on a move-in-ready yard, no build wait and often a lower price per square foot. I lean on those points, show the exact HOA for the home's series, and price against recent sales in the same series rather than the whole community.

Is Stone Creek right for you?

It fits buyers 55+ who want a newer home from a national builder, a single championship-length course, and one central amenity hub. If you want lower fees and an older, established feel, look at Oak Run nearby. For more amenities spread across a larger footprint, compare On Top of the World.

Stone Creek FAQ

Is Stone Creek in Ocala a 55+ community?

Yes. Stone Creek is a gated 55+ community built by Del Webb, with homes built from 2006 to the present. Source

What are the HOA fees in Del Webb Stone Creek?

Published figures are $250 a month for the Classic and Estate series, $395.50 for the Garden series, and $727.79 for the Villas. Confirm the current fee for the exact home. Source

What does the Stone Creek HOA cover?

The homeowners association covers common-area maintenance, trash removal and security. Whether lawn care is included depends on the home series. Source

Is Stone Creek gated?

Yes, Stone Creek is a gated community. Source

How many homes will Stone Creek have?

Up to about 3,800 single-family and attached homes. Source

What is Reflection Bay?

Reflection Bay is Stone Creek's 29-acre, 60,000-square-foot amenity complex, with the Reunion Center, the Elan Spa fitness building, indoor and outdoor pools, sport courts and a fishing lake. Source

Who designed the Stone Creek golf course?

Terry Doss. The 18-hole course sits on 187 acres and plays up to 7,200 yards from six tee boxes, with ponds on 11 holes. Source

How much do homes cost in Stone Creek?

55places lists a range from the high $200Ks to the mid $500Ks. Del Webb's current plans start at $356,990. Source

What types of homes are in Stone Creek?

Single-family homes and attached villas, from two-bedroom villas to five-bedroom estate homes. Source

Nearby communities

• Homes for sale in On Top of the World
• Homes for sale in Oak Run
• Homes for sale in Marion Oaks
• Homes for sale in Silver Springs Shores
• All Ocala neighborhoods

Sources

• Stone Creek profile (55places)
• Ocala 55+ HOA fee chart (Ocala Realty Experts)
• Stone Creek design preview and pricing (Del Webb)
• Stone Creek HOA fees by neighborhood (Estate Vida, Stellar MLS data)

Drew Bedford, REALTOR®, Keller Williams Cornerstone Realty, 1918 SE 17 St, Ocala, FL 34471. Florida license # SL3588936. Each Keller Williams office is independently owned and operated. Information on this page comes from the public sources listed above, was gathered in October 2026, and is believed reliable but not guaranteed. Equal Housing Opportunity.